Fall 2021

What’s Happening At Three Oaks

  • David just finished a half-marathon. Challenge him to a race near you in 2022!
    Race Results:

    • Finish – 1:43:19
    • Pace – 7:53
  • Texas Office new address reminder:
    3400 N. Central Expy, Suite 110-201
    Richardson, TX 75080. View Map

Change Is Brewing

  • An Act of Congress…Increased taxes, hearing aids for Medicare participants, and potential restrictions on Roth conversions.  $400k, $425k, $450k in taxable earnings are key thresholds.  If we’re making “backdoor Roth” contributions or considering conversions, it may benefit us to do those before December 31st. Read more
  • Crypto Currencies – You may want to harvest crypto-currency losses before year-end as well – wash sale rules coming in 2022.
  • Benefits Enrollment – Here are a few things to consider if you have an H.S.A./HDHP option for your medical insurance.

College Planning and Application Process

We tapped a pro, Yvonne Ovalle, for some insight into how families and their students should view the nuanced process of approaching college applications and college resume building. There are a number of helpful tips in her College Planning Process 101.

Mark Your Calendars

Important dates you should know:

  • October 1st – FAFSA for 2022-2023 School Year opens. We recommend doing it early.
  • October 21st, 5:30 p.m. – Three Oaks Town Hall: Real Estate Investing – A Public Forum on Private Placements (virtual and in-person).
    Register today!
  • December 31st – Deadline by which to take Required Minimum Distributions (RMDs)

Need Something to “Geek Out On”?

Here is what your Three Oaks team is reading: