Summer 2023
Summer 2023
What’s happening at Three Oaks
From sandy shores to snow-capped mountains, our adventures took us far and wide. We couldn’t resist capturing our treasured moments on camera to share with each and every one of you.
Schwab Transition
The transition from TD Ameritrade to Schwab is finally here (well…almost). So, what does that mean for you, and what actions do you need to take?
Industry Updates
- Here’s a look back at the surprisingly strong first half of 2023.
- As we look ahead to the sunsetting of the TCJA, tax planning opportunities may exist.
Mark Your Calendars
Have questions about the Schwab transition? Join us for our virtual Three Oaks Town Hall!
- Day & Time: August 8th, 8 p.m. Central/ 6 p.m. Pacific
Need Something to “Geek Out On”?
Of course not…it’s 100 degrees here. Chill out!
Sprint 2023
Sprint 2023
What’s happening at Three Oaks
We clean up well! With a name like Three Oaks, we had to roll up our sleeves and do a little dirty work in honor of Earth Day with our Friends at Common Desk.
Let us know what you did!
Industry Updates
- The tax deadline has come and gone. Want to start planning for 2023 taxes? Grab your 2022 tax return and a current pay stub, and email Michael Berry to schedule some time.
- The Clean Vehicle Credit just got an overhaul – which makes and models allow for the $7,500 tax credit, please visit:
- Many forecasts, including the Fed’s GDP model, signal a recession in the 2nd half of 2023. Here are few business principles, adapted to your personal approach, for surviving a recession if it comes.
Mark Your Calendars
Important dates you should know:
- May 3rd – Next Federal Reserve Interest Rate decision
- Labor Day Weekend – TD Ameritrade Accounts will migrate over to the Schwab platform. More details to come…
Need Something to “Geek Out On”?
Oh, you like crosswords? The first person to text a picture of their correctly completed crossword to (214) 717-0889 (Adam’s number) will receive a free margarita and witty banter exchange!
Winter 2023
Winter 2023
What’s happening at Three Oaks
We are thrilled to announce Liz Krantz has joined the Three Oaks Advisory team! Liz is our newest Client Service Associate in Walnut Creek, CA, and brings a decade of financial services experience, with a penchant for problem-solving.
A native of the Bay Area, Liz is a huge Warriors and Chargers fan. Outside of work, Liz can be found at the beach or the Monterey Bay Aquarium with her husband, Josh, and two boys, Hunter and Colton.
Please welcome us in joining Liz!
(925) 319-4608
lkrantz@threeoaksag.com
Industry Updates
2022 Annual Market Review:
2022 was a rough year for most asset classes, including bonds, which saw their worst year on record. Commodities shined bright, value stocks fared better than growth, and developed international stocks and bonds outperformed their US counterparts.
Secure Act 2.0 passed, and there’s a lot to process. Required Minimum Distributions for folks born in 1960 and later now start at 75, more accommodative distribution features were added to 529 plans, and catch-up contributions were increased for those aged 60-63 starting in 2025
Mark Your Calendars
Important dates you should know:
- April 18th – Tax Filing Deadline
Need Something to “Geek Out On”?
Here is what your Three Oaks team is reading:
Winter
Shawn is reading – Rocket Fuel by Gino Wickman & Mark C. Winters
Jim is reading – Lincoln Highway by Amor Towles
Winter 2024
Winter 2024
What’s happening at Three Oaks
20 Years Anniversary
Our “elder statesman” Philip reaches 20 years in the business this February. How the time flies…
Industry Updates
- 2024 January Market Update
- Social Security retirement benefits get a 3.2% Cost of Living increase and standard monthly Medicare Part B premiums rise $9.80 to $174.70 for 2024.
- Alternative Asset Classes: Cocoa was hot…and so were data centers.
Mark Your Calendars
Important dates you should know:
- April 18th – Tax Filing Deadline
Need Something to “Geek Out On”?
- 2024 Key Figures: This is one of our favorite planning tools. Thanks, Calamos!
- David is reading “Beyond Infinity: An Expedition to the Outer Limits of Mathematics”
- Jim is reading “Prediction Machines: The Simple Economics of Artificial Intelligence”